Loans
Personal loan
Personal loan
Our Personal loan gives you:
For larger loans from &Euro;2,000 to &Euro;7,500
- You need a household income of at least &Euro;18,000
- More competitive interest rates than many high street lenders
- Interest rate is fixed and depends on how much you borrow
- Repayments to suit you -weekly, fortnightly, 4-weekly or monthly
- No application fees or early repayment charges
Interest rate
From &Euro;2,000 to &Euro;3,499 18.9% APR
From &Euro;3,500 to &Euro;4,999 13.9% APR
From &Euro;5,000 to &Euro;7,500 10.9% APR
Things you should know
- You must be up to date on any current or previous borrowing with BCU
- No adverse credit (for example CCJs or payment defaults) in the last 36 months
- Minimum household income &Euro;18,000
- Minimum time at address at least 2 years
- You must have the disposable income to meet the loan repayment
- Maximum loan term is 60 months
Representative Example Borrow &Euro;3,500 over 24 months, repay &Euro;166.60 per month, total amount payable (including interest of &Euro;498.23) is &Euro;3,998.23. Annual interest rate (fixed) is 13.12%. 13.9% Representative APR. |
Download Loan Application Form (68.4kb)
