Personal loan

Our Personal loan gives you:

For larger loans from $2,000 to $7,500

• You need a household income of at least $18,000
• More competitive interest rates than many high street lenders
• Interest rate is fixed and depends on how much you borrow
• Repayments to suit you -weekly, fortnightly, 4-weekly or monthly
• No application fees or early repayment charges

Interest rate

From $2,000 to $3,499 18.9% APR

From $3,500 to $4,999 13.9% APR

From $5,000 to $7,500 10.9% APR

Things you should know

• You must be up to date on any current or previous borrowing with BCU
• No adverse credit (for example CCJs or payment defaults) in the last 36 months
• Minimum household income $18,000
• Minimum time at address at least 2 years
• You must have the disposable income to meet the loan repayment
• Maximum loan term is 60 months

Member

Non Member